How Often Can I File for Bankruptcy?
Written By: Brandy Miller | March 15, 2018 | No Comments
The PA Waiting Period for Filing a New Bankruptcy Depends on the Type of New and Previous Bankruptcy Waiting Period to File a New Chapter 7 Bankruptcy If you have previously filed a… Chapter 7 Bankruptcy and have received a discharge, you’ll be able to file a new Chapter 7 Bankruptcy eight years after the…
How Can I Rebuild My Credit After a Bankruptcy?
Written By: Brandy Miller | March 13, 2018 | No Comments
Look at Bankruptcy as a Tool to Rebuild Your Credit If you’re thinking of filing, or already filed, for Bankruptcy your credit rating is probably already significantly negatively affected. But your goal should always be to use Bankruptcy as a way of getting a fresh financial start. Eliminating some of your debt and coming up…
Is There a Cost Involved in Filing for Bankruptcy?
Written By: Brandy Miller | March 9, 2018 | No Comments
Financial Cost of Bankruptcy Filing Fees There are filing costs associated with filing for Bankruptcy in Pennsylvania. The filing fee for a Chapter 7 Bankruptcy is $335; and Chapter 13 Bankruptcy is $310. Courts can’t waive Chapter 13 filing costs. In a Chapter 7 Bankruptcy, you may be able to pay your filing fees in installments.…
What Effect Will Bankruptcy Have on My Credit?
Written By: Brandy Miller | March 1, 2018 | No Comments
How Long Does Bankruptcy Affect My Credit? A Bankruptcy in Pennsylvania stays on your credit history for ten years. Also, some lenders ask whether you have ever had a Bankruptcy filing. Potentially, a Bankruptcy will affect your ability to secure a loan for at least ten years. Chapter 7 May Have Less Impact Than Chapter…
How Can Filing for Bankruptcy Help Me?
Written By: Brandy Miller | February 15, 2018 | No Comments
People Focus on the Negative Aspects of Bankruptcy When people hear the word Bankruptcy they most often only think about the negatives including how Bankruptcy will harm your Credit for ten years; make getting new financing impossible or only high-interest loans; and selling off assets. It’s all true. Bankruptcy is not something you should take…
What to Expect When You File for Bankruptcy
Written By: Brandy Miller | February 1, 2018 | No Comments
We are proven Bankruptcy Attorneys with 40 years’ experience helping clients in Berks County communities around Reading, PA. No one is better prepared to educate you regarding what to expect when you file for Bankruptcy in Berks County. Read this page to get a basic idea of how the process works. However, our expert Bankruptcy…
Should I File for Chapter 7 or Chapter 13 Bankruptcy?
Written By: Brandy Miller | December 15, 2017 | No Comments
Basic Difference Between Chapter 7 and Chapter 13 Bankruptcies In general, Chapter 13 bankruptcy allows you to renegotiate and restructure your debts, while Chapter 7 discharges some of your debts. Both Chapter 7 and Chapter 13 Bankruptcies allow you to enjoy a fresh financial start. Choosing the right type of bankruptcy is important. The right…
An Once of Prevention Worth a Ton of Cure
Written By: Brandy Miller | December 12, 2017 | No Comments
Are lawyers worth the money? Is it worth it to pay for an accountant? When I’m asked these questions, I’m often reminded of a drunken driving advertisement that says “a taxi ride home is cheaper than a DUI lawyer.” How true. That ad campaign stressed that after a night of drinking, a taxi ride may…
A Trap Every New Star Falls Into
Written By: Brandy Miller | December 8, 2017 | No Comments
Hollywood is a different kind of place, isn’t it? No, I’m not talking about the politics of the place. I’m more referring to the legions of people working under-paying jobs in order to give themselves time to hit it big, despite the overwhelming odds of every person ultimately hitting the big time. Such is life…
How Do I Know When I Should File for Bankruptcy?
Written By: Brandy Miller | December 1, 2017 | No Comments
No one wants to file for Bankruptcy. But there are many reasons why you might want to consider this step.Bankruptcy can save your most important assets; eliminate some of your debt; allow you to start rebuilding your credit rating; and pave the way to a brighter financial future. Bankruptcy does have its drawbacks. Bankruptcy will…