While debt recovery is an unfortunate part about owning or operating a business, it’s often an inevitable circumstance. When a business, customer, client, or patient owes you money, you’ll need a plan of action in place. The Miller Law Group specializes in managing accounts receivable and recovering debt. We’ll take the time to understand both your business and your unique situation to reclaim the money that’s owed to you.
How Debt Collection Works in Pennsylvania
In Pennsylvania, when a customer does not meet their financial obligations, a company can contact a collection agency to recover the outstanding money. The collection agency can contact the customer by mail or telephone — even repeatedly — to try to get the customer to pay. Collection companies are highly motivated to get customers to pay up. In many cases, collection companies are paid a portion of the amount they recover if and when they do recover the debt.
Another option companies can use when trying to collect a debt is to contact a debt collection law attorney in Pennsylvania. In many cases, getting a call from an attorney can be more daunting than another collection call. It may be what pushes a customer to pay an outstanding bill.
Debt Collection Laws in Pennsylvania
While organizations have the right to contact debtors when customers owe money, they also must abide by certain state and federal laws. They cannot, for example, threaten customers, use abusive language, contact debtors at unreasonable hours or contact customers at work. When debt collection companies violate these laws, they may face charges.
If you hire a debt collection agency that violates debt collection laws, you may face charges or legal action as well. If you try to collect a debt on your own and inadvertently violate a collection law, you may also face charges and legal action, which is expensive and could make the debt unenforceable.
What You Should Do If Someone Owes You Money
What better way to collect money owed to you than by hiring an attorney familiar with collection laws who has the legal power to pursue legal action in the face of non-payment? A debt collection law attorney in Berks County or your community can stay compliant with all collection laws. He or she can also address another common issue with collection processes: many of them have no “teeth.” Customers may simply stop answering collection calls or ignore collection letters.
When a bill is persistently unpaid, a debt collection law attorney near Reading, PA, or your community can develop a real plan to get you paid. He or she can even take the case to court, if that’s what you decide to do.
Act Now to Deal With Outstanding Bills
If money is owed to you, it’s important to contact a debt collection law attorney in Reading, PA or your community immediately. As soon as you realize you are unlikely to recover the money, make the call. There is a statute of limitations in place for debt collection, so delinquent clients can simply wait until you can no longer collect. Don’t let this happen to you. Contact Miller Law Group for support and legal advice.
The debt collection law attorneys at Miller Law Group understand debt collection legal issues. We can advise you on how to recover the money owed to you. If you do decide to pursue a delinquent account, we can handle the details so you can focus on your business.
A Dedicated Process to Collecting Delinquent Accounts
We’ll begin by evaluating the circumstances by which you are owed money and either begin a lawsuit or obtain a judgment against the person or business that is past due. Throughout the process, we’ll ensure you always know your rights and are aware of the state and common laws pertaining to business debt collection. From there, we’ll create a plan that quickly and efficiently collects the money owed to you.
As a small business, we understand the strain that can come with collecting debt. Contact us online or by phone at 610.670.9000 to get started.